The Unresolved IRS Scandal
Source: The Wall Street Journal
This month marks the fifth anniversary of the revelation that President Obama’s IRS targeted conservative groups for more than two years prior to the 2012 presidential election. Congress’s failure to address the problem leaves the U.S. democratic process vulnerable to further abuses.
4 Ways Young Professionals Can Learn From Baby Boomers’ Financial Mistakes
Studies show many baby boomers are financially unprepared for retirement, and experts say that indicates they made crucial money mistakes along the way.
Young professionals can learn from the missteps of that older generation – born between 1946 and 1964 – and perhaps make their own road to retirement smoother.
A recent Bank of America survey showed that some from the younger generations are on the right financial path. Millennials, for example, outscored their parents’ generation in most aspects of personal finance.
“Younger generations can definitely learn some things about money from baby boomers, and not because most boomers have done things right; quite the contrary,” says Richard W. Paul, president of Richard Paul & Associates, LLC (www.rwpaul.com) and the author of The Baby Boomers' Retirement Survival Guide: How to Navigate Through the Turbulent Times Ahead.
“For one thing, certainties the older generation had and hung onto have mostly evaporated, which makes it incumbent on young people to educate themselves, avoid those pitfalls, and make better decisions in a far more uncertain world.”
Paul lists four financial mistakes made by baby boomers that younger generations can learn from:
Buying too much house. A home much larger than a person, couple or family needs or can reasonably afford often squeezes their overall monthly budget and restricts saving. “This is such a trap young, successful people on the way up fall into,” Paul says. “You have a higher mortgage and property tax, and it stretches you too thin, leading to credit card debt and generally putting you behind at a time you should be getting ahead.”
Cashing out a 401(k). Some people are tempted to do this between jobs, but it’s usually a mistake tax-wise. “You should roll the old 401(k) money into an IRA or the new employer’s 401(k) to avoid tax penalties and let your retirement account continue to grow,” Paul says. “You want it invested in a broad range of mutual funds.”
“Educate yourself with as much information as possible,” Paul says. “Young people have a lot of history they can draw from as to what not to do.”
About Richard W. Paul
Richard W. Paul is the president of Richard Paul & Associates, LLC (www.rwpaul.com) and the author of The Baby Boomers' Retirement Survival Guide: How to Navigate Through the Turbulent Times Ahead. He is a Certified Financial PlannerTM professional, Registered Financial Consultant, Investment Adviser Representative and an insurance professional holding life and health insurance licenses in Michigan and Florida.
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Governor to unveil Utah Energy Action Plan at his annual Energy Summit
Additional keynotes by Peter Huntsman, Steve Zaffron, NASA Astronaut
Ten international energy delegations to participate
What: Now in its seventh season, this premier conference and trade show is the largest event of its kind in the Intermountain West, hosting more than 1,200 attendees and 75+ speakers from across the nation and around the globe. Under the leadership of Governor Gary R. Herbert, the Summit is dedicated to knitting together diverse perspectives to build key relationships and to chart new paths for the responsible growth of the energy and minerals sector at home and abroad.
Where:
Grand America Hotel | Grand Ballroom
555 Main Street
Salt Lake City, UT 84101
When: Tuesday, May 15, 8:00 a.m. - 5:00 p.m.
Who:
Gary Herbert, Governor of Utah
John Hickenlooper, Governor of Colorado
Peter Huntsman, chairman, president and CEO, Huntsman Corporation
Randolph Bresnik, NASA Astronaut
Alejandro Amerena Carswell, director for international affairs, Mexico Ministry of Energy
Eric Toone, executive managing director, Breakthrough Energy
Nigel Stewart, managing director, Copper & Diamonds, Rio Tinto
Jim Lucas, vice president western region, Mitsubishi Hitachi Power Systems America
Sander Cohen, director of innovation, ENEL Greenpower
Steve Zaffron, founder of Vanto Group, author “Three Laws of Performance”
Gary Packer, executive vice president and COO, Newfield Exploration
Craig Wagstaff, president of gas distribution, Dominion Energy
Gary Hoogeveen, senior vice president and CCO, Rocky Mountain Power
Lynn Doan, Team Leader, Power and Renewables Americas Bloomberg News
Agenda:
8:00 a.m. Gov. Herbert offers keynote address
9:30 a.m Peter Huntsman offers keynote address
10:00 a.m. Governor’s Policy Discussion, featuring Gov. Hebert and Gov. Hickenlooper
11:00 a.m. Breakout Sessions / Informal Media Availability with Gov. Herbert
12:00 p.m. Lunch Plenary featuring, Randolph Bresnik, NASA Astronaut
1:10 p.m. Breakout Sessions
2:20 p.m. Investing in the Future of Energy Panel
3:20 p.m. Future of Global Energy: Perspectives of Mexico
4:00 p.m. Lt. Governor Spencer J. Cox / Scholarship Awards
5:00 p.m. Conclude
Additional B- roll Opportunities:
The Summit will feature an outdoor expo with NASA’s Destination Station, more than a dozen electric and hybrid vehicles, electric buses, container homes and energy/mining equipment
The full agenda and registration information can be found online at GovernorsEnergySummit.com.
Media should RSVP to Meghan Stettler for event-specific credentials at meghanstettler@utah.gov.
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Injury Recovery Should Include
Prescriptions Plus Natural Medicines
Suffer an injury – a twisted knee, a turned ankle – and you know what’s likely to come next: swelling and reddening of the damaged area.
Inflammation is one of the body’s most common reactions to the stress of an injury, and while modern science has created many important drugs to help the body heal, some health professionals say holistic medicines should also be part of the prescription.
Here’s why: An emphasis on alternatives to prescription drugs could reduce other issues, says Dr. Sanda Moldovan, a periodontist and nutritionist and author of HEAL UP!: 7 Ways To Faster Healing And Optimum Health (www.beverlyhillsdentalhealth.com).
The most frequently prescribed medications worldwide are non-steroidal anti-inflammatory drugs, known as NSAIDs, and they have been linked to a higher increase in cardiovascular problems, heart attacks and strokes. In the United States alone, more than 70 million prescriptions are written for these drugs every year.
“Prescription medications have their place, but discovering and using natural alternatives prevents potential narcotics abuse and lessens side effects,” Moldovan says. “Dr. Mother Nature is the best prescriber for healing and optimum wellness.”
While a typical physician’s recommendations will include things to not eat or drink that will be helpful in making sure there is no specific reaction, making sure the entire body is in optimum health to fight an infection will typically shorten the recovery period, she says.
“Nutritional interventions can assist the body’s capacity to fight any type of infection,” Moldovan says.
She says there are many little known therapies that can help a person heal including IV nutrition, homeopathics, herbs, teas, oxygen/ozone, and even light and energy devices. A few of those include:
Patients should remember that the entire body is impacted by an injury even though the injury itself may be localized, Moldovan says. By treating the entire body wholistically, she says, it will assist the body in recovering faster.
About Dr. Sanda Moldovan
Dr. Sanda Moldovan (www.beverlyhillsdentalhealth.com) is an award-winning board-certified periodontist and nutritionist, with practices in Beverly Hills and Manhattan. Her latest book on alternative medicine is HEAL UP!: 7 Ways To Faster Healing And Optimum Health . She is the creator of the Ask Dr. Sanda YouTube channel. As an authority on biological dentistry, anti-aging, and oral health, she is in demand nationally and internationally as a continuing education provider for dental and medical professionals. A former ambassador for Waterpik, Dr. Sanda can be seen on The Doctors TV show as the go-to oral health expert. A graduate of Ohio State University School of Dentistry, she did her post-graduate training at UCLA, where she received a Master of Science in Oral Biology.
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In Tele-Conference Call, AMA to Mark Major Milestone as First Medical Students Graduate Under Transformative National Curricula Redesign Initiative
AMA, NYU, Oregon Health and Science University, East Carolina University to highlight five years of innovations from bold effort to create medical school of the future
CHIAGO — Today at 10:30 a.m. CT, in a telephone conference call with reporters, American Medical Association (AMA) CEO and EVP James L. Madara, M.D., will join faculty and student representatives from medical schools in New York, Oregon and North Carolina to mark significant advancements in transforming the way physicians are trained nationwide. Five years after the launch of the AMA’s Accelerating Change in Medical Education (ACE) Consortium, medical schools across the country this month will begin graduating their first class of students fully trained in a new medical curriculum developed as part of their school’s work with the Consortium.
The AMA launched its Accelerating Change in Medical Education initiative in 2013 to bridge the gaps that exist between how medical students are trained and how health care is delivered in the modern health care system. The AMA has since awarded $12.5 million in grants to 32 of the nation’s leading medical schools to develop innovative curricula that can ultimately be implemented in medical schools across the country. These innovative models are already supporting training for an estimated 19,000 medical students who will one day care for 33 million patients each year.
WHAT: AMA tele-news conference and webinar to highlight five years of innovations
spread through U.S. medical schools as first students graduate under national
curriculum redesign efforts
WHEN: Today, May 15, 2018
10:30 a.m. CDT
WHO: AMA CEO and Executive Vice President James L. Madara, MD.
AMA Group Vice President for Medical Education Susan E. Skochelak, M.D.
Oregon Health & Sciences University School of Medicine Senior Associate Dean for education George Mejicano, M.D., M.S.
NYU School of Medicine Associate Professor in the Department of Medicine Ruth Crowe, M.D., Ph.D.
May 2018 Graduate of the Brody School of Medicine at East Carolina University Anthony Mayen, M.D.
CONTACT: Kelly Jakubek, AMA (312) 464-4443, Kelly.jakubek@ama-assn.org
REGISTER: To participate in the tele-news conference, please register online at https://cc.readytalk.com/r/fync15zgwirv&eom
CONNECT: Join us on Facebook and LinkedIn or get in the conversation at Twitter using #ChangeMedEd
