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Hi Jim,
Please feel free to use the below article as is. For an interview or comments from Chris Hoose on this and related topics, please reach out and I will be happy to coordinate.
Ashley
5 Tech Trends That Businesses
Can’t Afford To Ignore
With technology evolving at such a rapid pace, some business owners are left digitally disoriented as they try to figure out which of the latest innovations they need to invest in and what they can ignore.
It can make for confusing times.
All that bewilderment aside, though, these fast-developing advances also create opportunities that can help small and medium-sized businesses become more competitive – if they understand how to seize them.
“Technology exists today that at one time was available only to large corporations with huge technology budgets,” says Chris Hoose (www.choosenetworks.com), an IT consultant who works with small businesses.
“Every year, technology becomes even more accessible to companies of all sizes.”
Hoose says businesses that want to stay on top of their games should make sure they invest in these technological trends, if they haven’t already:
The Internet of Things. Many Internet of Things-connected devices, such as smart refrigerators and thermostats, are designed for home use, but there are also applications for small businesses, Hoose says. Some examples: smart locks use digital keys that can’t be lost or stolen, and log a record of who uses a door and when; RFID tags on merchandise can prevent theft and automatically update inventory; and mobile-card readers can replace cash registers.
Artificial intelligence. Don’t be fooled into thinking that AI is something only the big organizations can afford to use, Hoose says. “It’s making inroads into technologies accessible for businesses of all sizes,” he says. “AI can help you offer increasingly personalized experiences to customers by maximizing your time and automating manual tasks, like data entry.” AI also can be used to improve decision making, Hoose says. Essentially, AI will help you take that jumble of data most businesses have and analyze it in a way that allows you to make better-informed judgments on the actions you need to take.
Telecommuting. The office world is changing and more workers spend at least a portion of their work week telecommuting. “In many cases remote employees use their own equipment, which can eliminate some of the company’s costs with purchasing and maintaining computers, printers and mobile phones,” Hoose says. Video conferencing, instant messaging and other advances are helping to make telecommuting a viable option, he says.
Customer-relationship-management (CRM) software. Any application that a business uses to interact with customers, analyze data, or recommend products and services to customers is “part of the CRM family,” Hoose says. “This type of software helps your team manage, control and build customer relationships,” he says. “It can log your team’s touchpoints with prospects, including emails, phone calls, voicemails and in-person meetings. You can have a complete record of your team’s interaction with a prospect that’s easy for anyone to access.”
Voice search. Consumers increasingly are making use of such AI assistants as Siri or Alexa to help them do internet searches using their voices. “Voice search is changing the way people find information because these queries are structured differently than when we type terms into a search engine,” Hoose says.
“Organizations of all types can benefit from optimizing their content to improve where they fall in a voice search.”
“To help propel your business going forward, it’s important to stay abreast of technology innovation,” Hoose says. “These technologies will help you expand your customer base, create more efficient in-house processes, and increase engagement from both customers and staff.”
About Chris Hoose
Chris Hoose (www.choosenetworks.com) is the president of Choose Networks, an IT consulting firm for small businesses. Hoose started the company in 2001 to give large-scale solutions and support to businesses that can’t afford their own in-house IT department. He earned a Master of Information Systems Management from Friends University.
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With May being Military Appreciation Month and significant military pension changes having taken effect last year, the personal-finance website WalletHub today released its report on 2019’s Best & Worst States for Military Retirees as well as accompanying videos to go along with its Memorial Day Facts infographic.
To help our troops plan their years after service, WalletHub compared the 50 states and the District of Columbia across 29 key indicators of retirement-friendliness toward veterans. The data set ranges from job opportunities for veterans to housing affordability to quality of VA hospitals.
Best States for Military Retirees
Worst States for Military Retirees
1
Virginia
42
New Jersey
2
Florida
43
Utah
3
Maine
44
Indiana
4
New Hampshire
45
Nevada
5
Massachusetts
46
New Mexico
6
Alaska
47
Mississippi
7
Minnesota
48
New York
8
South Dakota
49
Vermont
9
Idaho
50
Oregon
10
South Carolina
51
District of Columbia
To view the full report and your state or the District’s rank, please visit: https://wallethub.com/edu/best-states-for-military-retirees/3915/
Memorial Day 2019 Facts:
To view the full infographic, please visit: https://wallethub.com/blog/memorial-day-facts/21363/
PR Contact: Terry Stanton: 727-443-7115 ext. 223
tstanton@newsandexperts.com
5 Questions Your Financial Advisor
Would Not Expect You To Ask
Have a meeting scheduled soon with your financial advisor?
If so, it could be time to ask a few probing questions that might surprise and challenge him or her, but could help you be better prepared if the U.S. economy takes a turn for the worse that some economic forecasters are predicting.
But first, before that meeting and before you start posing those questions, it’s important to understand some of the factors affecting the economy’s future and why there are potential problems that likely won’t go away, says Nahum Daniels, a Certified Financial Planner and Retirement Income Certified Professional.
“Many Americans today have anxiety confronting retirement,” says Daniels (www.integratedretirementadvisors.com), author of Retire Reset!: What You Need to Know and Your Financial Advisor May Not Be Telling You. “And in an unfortunate turn for baby boomers, the U.S. economy is struggling to recover from one of the worst downturns in generations.
“When closely examined, the retirement challenges we face as a society are actually much more complex than they first appear. The mainstream media skate along the surface, pointing to baby boomers with inadequate personal savings who are looking to a fragile — if not insolvent — Social Security system unable to make up the difference.
“But upon deeper analysis, there’s much more to the problem in the U.S. and globally. That includes slowing population growth, shrinking consumer demand, exploding debt, inflated financial bubbles in the stocks and bonds market, deflationary wage and employment pressures, and overspent governments. The connectivity of these global forces may be forming a tsunami.”
Daniels says those in retirement or nearing it are going to want answers from their advisors on how to avoid pitfalls in a possibly volatile future economy. And it starts, he says, by asking the right, penetrating questions. The answers may depend on your particular situation, but the important thing is that you and your advisor have a deeper conversation about your situation and that you are satisfied with the answers:
“Some prominent economists predict a long-term slowdown in economic activity, productivity and innovation,” Daniels says. “And neither fiscal (tax) nor monetary (Fed) policies alone may be able to reverse it. Consequently, our personal nest eggs have taken on a level of importance they haven’t previously had.”
About Nahum Daniels
Nahum Daniels (www.integratedretirementadvisors.com) is the founder and chief investment officer of Integrated Retirement Advisors, LLC. He is the author of Retire Reset!: What you need to know and your financial advisor may not be telling you. A Certified Financial Planner and Retirement Income Certified Professional, Daniels has served mature investors for over 30 years.
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