Enough is Enough - Attorney General must be held accountable for the State and federal crimes he has committed
For years, AG Schneiderman has looked the other way as sexual predators and people that physically assault the disabled escape justice.
Attorney General Eric Schneiderman must be held accountable for all of the State and federal crimes that he has committed. Crimes against women and people with disabilities are unconscionable. ”
— Michael Carey - Civil Rights & Disability Rights Advocate
ALBANY, NEW YORK, UNITED STATES, May 8, 2018 /EINPresswire.com/ -- New York State Attorney General Eric Schneiderman, for a number of years, has known of the ongoing cover-ups of most reported physical and sexual assaults of innocent children and adults with disabilities by their caregivers in State and private residential facilities and group homes. As the Attorney General he had the responsibility to protect and ensure the equal rights of all New Yorkers, but instead he ensured that they were not protected from their abusers and he violated their civil rights.
Many certified letters with return receipts were written by Civil Rights and Disability Rights Advocate, Michael Carey, requesting Attorney General Schneiderman to take emergency actions, but instead he chose to be part of the cover-ups. Literally, thousands of physical and sexual assaults have been covered-up because of Attorney General Eric Schneiderman.
A young boy with disabilities named Ralph White who was severely abused and had a cord put around his neck was not protected by Attorney General Schneiderman, there was no criminal prosecutions.
https://www.nytimes.com/aponline/2018/05/01/us/ap-us-protecting-the-disabled-settlement.html
Emergency actions must be taken to protect those that cannot protect themselves.
Attorney General Eric Schneiderman must be held accountable for all of the State and federal crimes that he has committed. Crimes against women and people with disabilities are unconscionable.
Michael Carey
The Jonathan Carey Foundation
(518) 852-9377
email us here
The incredible life and tragic preventable death of Jonathan Carey, who was disabled, had autism, was non-verbal & only 13 when he was killed by his caregivers
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Assistant to the Secretary Anne Hazlett Applauds FLOTUS Be Best Initiative
(Washington, D.C., May 8, 2018) – Assistant to the Secretary for Rural Development Anne Hazlett today applauded First Lady Melania Trump’s policy initiative, Be Best, a campaign focused on the holistic wellness of American children.
Hazlett issued the following statement:
“The opioid epidemic has had a devastating impact on small towns and rural places throughout our country. Yesterday, the First Lady reminded us through her Be Best initiative that children are a critical component to building rural prosperity. As more and more families in rural communities are impacted by this crisis, the First Lady’s efforts are an important voice for this next generation of rural leaders. Working together, we can build a strong foundation that supports families and children affected by the crisis. We can ensure that children living in small towns are strong, healthy and resilient when facing difficult choices and able to realize their full potential.”
At the direction of President Trump, the United States Department of Agriculture (USDA) has been keenly focused on addressing the opioid crisis in rural communities. So far, the Department has convened regional roundtables to hear firsthand accounts of the impact of the crisis and effective strategies for response in rural communities; launched a webpage on opioid misuse in rural America featuring resources for rural communities and individuals facing the crisis; and prioritized investments in two key grant programs to address the crisis in rural places. For more information about these efforts, visit the USDA rural opioid misuse webpage at www.usda.gov/opioids.
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4 Common Retirement Mistakes
And How To Avoid Them
Constructing a smart retirement income plan isn’t easy. Throughout the working years there are many factors to consider, such as salary, expenses – monthly and unforeseen – debt and college for the kids, just to name a few.
All of those can affect a person’s ability to, first, devise a consistent plan for their retirement goals, and secondly, accumulate the necessary capital to provide ample retirement income. hieve them. Meanwhile, costly mistakes can be made that will have implications down the road.
“A retirement strategy has many moving parts, and each can have a significant impact on the others,” says Jadon Newman, CEO of Noble Capital (www.noblecapital.com), a financial advisory firm. “Many people often make the same mistakes.
“There are ways to avoid them, and much of it is about knowledge. There’s more you need to know about retirement today than you did 20 or 30 years ago. It starts with knowing what lifestyle you want to achieve in retirement and the options that will both protect you and enhance what should be the best years of your life.”
Newman gives four common mistakes in retirement planning and how to avoid them:
• Investing like you’re still young. Earlier in their working careers, people often have a higher risk tolerance. But approaching retirement, Newman says, your investment strategy should shift toward preserving capital. “Phase out those investments that are subject to wider fluctuations,” Newman says. “The gradual move away from riskier investments should begin as you enter your mid- to late 40s.”
• Leaving your nest egg vulnerable to big market drops. Putting your entire nest egg in one basket could be disastrous. “Having an excessive amount of market risk in your portfolio, you could find yourself suffering a loss that you won’t have time to recover from before you retire,” Newman says. “With stocks having surged for an extended period, beware the bear market. It would be wise to purge some risk from your portfolio in favor of more predictable methods of capital growth and income, such as annuities, life insurance policies, or alternative investments like private lending and real estate.”
• Not satisfying basic income needs. It has become less realistic for a 401(k) coupled with Social Security to provide the regular income needed for retirement. It’s important to estimate what yearly expenses will be in retirement and diversify accordingly. “Use your investments, insurance policies or retirement accounts to provide multiple income streams,” Newman says. “This allows you to draw from them only what you need to meet your pre-determined budget. Be sure you calculate your Social Security payment and any required minimum distributions so you don’t incur additional tax liability.”
• Having the wrong kind of annuity. A crucial component of a comfortable retirement is reliable income, and a common way to achieve that is by using annuities. Unfortunately, some retirees find themselves with an annuity that doesn’t fit their needs. A fixed annuity pays out a guaranteed rate of return, providing less risk compared to variable annuities, but the tradeoff is you get a more modest return. “Sometimes a fixed index annuity (FIA) is the best bet,” Newman says. “These allow you to protect your principal by shifting the risk to the insurance company selling you the annuity. There are caps on your potential returns, but FIAs are more reliable because they mitigate risk.”
“With retirement planning, the end goal should be not only to ensure you’ll have enough income to satisfy your retirement budget, but also to provide you with enough to truly enjoy your retirement,” Newman says. “Because life goals and the economic climate are subject to change, you need to consult with your financial adviser annually to optimize your strategy.”
About Jadon Newman
Jadon Newman is the founder and CEO of Noble Capital (www.noblecapital.com). With more than 16 years of experience in the financial services industry, he specializes in retirement planning, real estate investment and asset management. Newman has earned a CCIM designation and CSA credential in addition to an insurance license in the state of Texas.
