Secretary Perdue Statement on Senate Confirmation of James Hubbard
(Washington, D.C., August 28, 2018) - U.S. Secretary of Agriculture Sonny Perdue today issued the following statement regarding Senate Confirmation of James Hubbard, the U.S. Department of Agriculture’s (USDA) Under Secretary for Natural Resources and Environment:
“I’m very excited for Jim to finally join our team here at USDA. His decades of experience, both in Colorado and across the federal government, make him uniquely qualified for this role and I’m confident that he will hit the ground running. I commend the Senate for its approval of Jim and urge Senators to take up other USDA nominees as quickly as possible.”
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Dear Seattle
Full-Length Album Coming Early 2019
Shellharbour, AUS - August 28th, 2018 - Dear Seattle are back and they've brought their brand-new single "Maybe" with them, out today on Domestic La La. The song had its first spin on triple j's Good Nights, and fans can check out the music video now, here: youtu.be/IQZSL_6i8Uk
A progression from their heartfelt punk rock of their self-titled EP, "Maybe" is a slice of genuine Australian alternative rock that nostalgically throws back to early 2000s homegrown act Kisschasy. A slacker anthem of sorts, "Maybe" is the soundtrack to life on a loop: long unemployed days, hanging for the weekend for another cheap round, and even though you know you should get your act together, maybe - just maybe - something will happen instead.
Frontman Brae Fisher explains the inspiration behind the single: "'Maybe' was written in my head one day when I was sitting and daydreaming at a pub with two of my mates talking over a couple of pints. I had been unemployed for the better part of the last 18 months and was living off my savings, watching it whittle down to nothing week by week, but showing very little care about it. I would do nothing all week, basically just waiting for my working friends to finish their days so we could all grab beers and/or hang out."
He continues: "It got to the point where I would sit there daydreaming while my mates gave the rundown of their work week and just think "Oh yeah, maybe something will pop up for me soon," but it was a completely empty thought, I didn't want anything to pop up and so I did nothing about it. Before too long it all hit me at once, the whole "What in the actual fuck are you doing with your life? You've got no money, no work ethic and no aspirations," and I just felt like absolute shit and I hated it. Thankfully, that thought finally kicked the drive into me to try and fix it and do something worthwhile."
Dear Seattle - "Maybe" is available now on all streaming services.
Follow Dear Seattle:
Website: www.dearseattle.com.au
Facebook: www.facebook.com/dearseattlemusic
Twitter: www.twitter.com/dearseattleband
Instagram: www.instagram.com/dearseattle
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Dear Dave,
How do you feel about taking money out of savings to pay off credit cards?
Peggy
Dear Peggy,
I’m okay with this under two conditions. One is that you cut up the credit cards, close the accounts, and never use those things again. The second is that you don’t wipe out your savings in the process. Leave something in there, so you’re covered in the event of an emergency. Then, rebuild your savings as fast as possible once the debt is out of your way.
You have to understand, too, that credit cards aren’t the problem. The credit card debt isn’t the problem, either. They are just symptoms of buying things you don’t need, with money you don’t have, in order to impress people.
Take a long look in the mirror, Peggy, because the person who’s looking back at you is the problem. Overspending, disorganization, not earning enough … whatever label you want to slap on this situation, you are the reason for the problem. Once you understand and accept that, and you start living on a budget and staying away from debt, you’ll have taken your first real steps toward financial peace!
—Dave
(Need life insurance with no dependents?)
Word count: 243
Dear Dave,
I’m 35, single, and I have no dependents. Do I need a life insurance policy?
Larry
Dear Larry,
In your situation, if you have enough cash saved up to pay your final expenses — and you don’t have any debt — there’s no reason for you to carry a life insurance policy. No one will be harmed financially by your death, and no one would be deprived of the income that would be lost if something unexpected happened to you. Even if you have a mortgage on a home, the house will normally sell for enough to pay off the mortgage.
However, if you have debt, or if you don’t have some money stashed away in savings, you might want to consider an inexpensive term life insurance policy. At your age, if you’re healthy, you can get $100,000 worth of coverage for just $10 to $15 a month.
Remember, you don’t buy insurance to leave an inheritance. You buy life insurance is to make sure there’s enough money to take care of your family and final expenses. You wouldn’t want your parents or someone else having to foot the bill!
—Dave
* Dave Ramsey is CEO of Ramsey Solutions. He has authored seven best-selling books, including The Total Money Makeover. The Dave Ramsey Show is heard by more than 14 million listeners each week on 600 radio stations and multiple digital platforms. Follow Dave on the web at daveramsey.com and on Twitter at @DaveRamsey
