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Wednesday, March 27, 2019 - 9:15am
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FREE WEBINAR NEXT WEEK
What to Eat, What to Avoid: The ADHD Guide to Food and Nutrition for Children
with Sanford Newmark, M.D.
Tuesday, April 2, 2019 @ 1pm ET

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The quality of your child’s food affects how his or her body and ADHD brain work. In this webinar, learn about the basic dietary principles for ADHD, key nutrients your child may be lacking, how sensitivities to certain foods and food additives can negatively affect the brain, and more.
 

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The sponsor of this webinar is...
Play Attention: Enhance brain health and performance. Play Attention is the most comprehensive neurocognitive training program available designed to strengthen Executive Function and Self-Regulation. But technology by itself is not enough. The mind also grows with good nutrition, exercise, coaching/counseling, mindfulness, behavior shaping, and parent training. These are all components of the Play Attention system. Call 800-788-6786 and learn how we can customize Play Attention for you. | www.playattention.com | Request a Free Professional Consultation

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5 Ways Young People (And Everyone Else)

Can Fight For The Environment

 

Climate change continues to draw attention globally, from governmental debates on pollution solutions to people protesting against a lack of action.

In Europe, teenage girls and young women are leading a large student environmental movement, and organizers in the U.S. are planning to join an international day of action on March 15. Against this backdrop, those engaged in environmental issues say that while there is strength in numbers during protest events, the difference often starts with individuals doing the right things daily for clean air and water – when no one is watching.

“Creating awareness on a massive stage is wonderful, but how many realize the responsibility each of us has in this critical battle and how it can’t be won unless we all make the necessary changes?” asks Leslie Landis (www.chendell.com), author of Chendell: A Natural Warrior, a fantasy novel with environmental themes.

Landis hopes her novel will expand awareness of climate change and inspire young people to work together and foster environmental improvements. The characters in her book have a special relationship with nature and that leads to a superhero who fights for environmental issues.

“Anyone can be a hero in the fight against pollution; anyone can step up for any of the environmental problems that plague us and be a natural warrior,” Landis says. “From everyday habits to small lifestyle changes, doing those things daily can make a huge difference.”

Landis lists five ways to be a natural warrior for the environment:

  • Take a tote. “Ditch the plastic shopping bag and opt for a more versatile alternative like a reusable tote bag,” Landis says. “States like California are already doing their part to reduce the use of plastic bags, and you can help carry that movement forward by keeping a handful of reusable bags in your house and car.”

  • Think before you drink. “Say goodbye to plastic water bottles by getting a reusable canteen or thermos,” Landis says. “Not only do these items help Mother Nature by cutting down on plastic waste, they also reduce your exposure to BPA and help keep your beverages insulated.”

  • Get thrifty. “The fashion industry creates a lot of unnecessary waste,” Landis says. “But you can help slow it down by giving discarded clothes a second chance. Shop at thrift stores, second-hand shops and vintage boutiques. By sporting looks from the past, you’ll actually be helping the environment in the future.”

  • Don’t put the pedal to the metal. Environmental experts talk about how we all leave carbon footprints by the modes of transportation we use. “It’s a lot larger than you think,” Landis says. “Fortunately, there are many alternative means of transportation. Whether you ride your bike to work, carpool to school, or walk, you’ll be saving yourself from the high price of gas while helping reduce carbon emissions in our air.”

  • Grow green. Whether you’re planting trees to combat the carbon emissions or planting an edible garden to cut back on store-bought waste, Landis says, “Putting your green thumb to good use will always have a positive effect on the government.”

“It’s great to see young people in particular get involved in large numbers regarding climate change,” Landis says. “But it’s amazing how simple it is for everyone to get involved to save our most precious resources.”

 

About Leslie Landis

Leslie Landis (www.chendell.com) is the author of Chendell: A Natural Warrior. She holds an M.A. in psychology and is a licensed marriage and family therapist. Landis also has been a legislative assistant to a U.S. senator, a teacher, financial planner, and associate director in television.

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In order to determine where homeowners have the most unsustainable mortgage debts, WalletHub compared the median mortgage debt to the median income and median home value in more than 2,500 U.S. cities.
 

Most Overleveraged Cities

Least Overleveraged Cities

McKees Rocks, PA

West Mifflin, PA

Ewa Beach, HI

Cheektowaga, NY

Bell Gardens, CA

Dublin, OH

Kahului, HI

Galesburg, IL

Lahaina, HI

Hannibal, MO

Santa Ana, CA

St. Albans, WV

Fallbrook, CA

Camden, SC

East Palo Alto, CA

Naples, FL

Willis, TX

Port Richey, FL

Dumfries, VA

Gary, IN

Watsonville, CA

Channelview, TX

Santa Maria, CA

Darlington, SC

Huntington Park, CA

Camden, NJ

Escondido, CA

East St. Louis, IL

Waipahu, HI

Chester, PA

Vista, CA

Bloomfield Hills, MI

Bay Point, CA

Scarsdale, NY

Hawthorne, CA

Homosassa, FL

El Monte, CA

Decatur, GA

Santa Barbara, CA

Bronxville, NY

 
Key Stats

  • Inkster, Michigan, has the lowest mortgage debt-to-income ratio, 115 percent, which is 8.8 times lower than in Ewa Beach, Hawaii, the city with the highest at 1,013 percent.
     
  • Bronxville, New York, has the lowest mortgage debt-to-house value ratio, 17 percent, which is 15.5 times lower than in McKees Rocks, Pennsylvania, the city with the highest at 264 percent.
     
  • Inkster, Michigan, has the lowest median mortgage debt, $40,747, which is 18.8 times lower than in Beverly Hills, California, the city with the highest at $765,424.
     
  • Scarsdale, New York, has the highest median income, $205,625, which is 11.3 times higher than in Lake Placid, Florida, the city with the lowest at $18,239.

 
Prior to applying for a mortgage, we recommend prospective home buyers join WalletHub to review their free credit score and credit report to gauge their approval odds and possible interest rates. WalletHub’s Mortgage Payment Calculator can also help to determine an affordable monthly mortgage payment and realistic payoff timeline.