How to help your kids word count: 607
make extra money this summer
By Anthony ONeal
If you’re the parent of a high school graduate, congrats! Getting through high school was a lot of work for them, and between the stress of having a first-time driver and the hours spent helping with test prep, I know it’s been a ton of work for you, too.
There’s plenty of time to kick back and celebrate, but before your son or daughter heads off to college, they probably need to save some extra cash for the upcoming school year. And even though they may not admit it, they still need your guidance.
Here are just a few tips to help your kids end the summer with more cash in the bank.
Set clear goals
Stashing more money in the college fund is a great starting goal. But you can help your teen get real results by making sure their goals are:
Get creative with the job search
Sure, any job that earns a steady paycheck will bring in some extra money. But your teens probably wants to do work they actually enjoy. Who doesn’t? Help them figure out their options by asking them what they’re passionate about, pointing out their strengths and skills, and working with them to brainstorm creative ways to turn those natural abilities into cash.
Here are a few summer job ideas to get them thinking:
The more your teen can tap into their entrepreneurial side by turning their passions or hobbies into a small business, the more they’ll enjoy the work—and the more driven they’ll be!
Keep track of earnings with a budget
A huge part of earning and saving money is keeping track of where that money goes. If your teen has never had a budget before, help them create one or show them how to use a budgeting app like EveryDollar.
Aside from expenses like gas or clothes, college savings should be the biggest part of their budget right now. Their budget will help them keep track of their spending and their savings!
And last but not least, remind them it’s okay to leave a little room in the budget for fun stuff. After all that hard work, they’ve earned it!
About Anthony ONeal
Since 2003, Anthony ONeal has helped thousands of students make good decisions with their money, relationships and education to live a well-balanced life. He’s the National Best-Selling Author of Graduate Survival Guide: 5 Mistakes You Can’t Afford to Make in College, and travels the country spreading his encouraging message to help teens and young adults transition into the real world. His latest book and video kit, Teen Entrepreneur Toolbox, released in April 2018.
You can follow Anthony on Twitter and Instagram @AnthonyONeal and online at anthonyoneal.com or facebook.com/aoneal.
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5 ways to save money while traveling word count: 454
By Rachel Cruze
I love to travel. I love trying out a new hotel, sleeping in a California king-sized bed and not having to worry about making my bed in the mornings.
The one thing that’s always true about traveling is that it costs money. And I’m all about saving money. So, here are my best travel tips to help you keep more of your hard-earned dollars in your pocket.
If you’re flying, travel on Tuesdays, Wednesdays, and Saturdays
These are cheapest days to be in the air. If you can arrange your trip and vacation days to accommodate, you'll save money!
Avoid baggage fees
Don't forget that many airlines will charge you to check a bag, which could cost an extra $50 to $100 round-trip per person. So, factor this in when you're shopping for low fares, or just pack more efficiently into a carry-on.
Don’t open a credit card just for the travel points
Even if you think you’re “working the system,” and you’ll pay if off before it’s due, the facts say there’s a real chance you won’t. One in three Americans are behind on bills. Payments have a tendency to pile up, and they steal more than your paycheck. They steal your joy, too.
Look into Airbnb
With Airbnb, you can rent someone's whole house, or even just one room in their house, and many times it's a lot cheaper than staying in a hotel. If you’re a real go-getter, try reaching out to the owner directly and make them an offer. The worst they can do is say no!
Don’t take a vacation if you have debt
I know there’s always one reason or another to spend money going somewhere. But if you’re in debt, now isn’t the time to take elaborate vacations. All your extra money should be going toward building up a starter emergency fund or paying off debt. Trust me, you’ll enjoy that beach trip so much more when you have money in the bank, and you paid for it with cash.
For more tips on how to save money traveling, I’ve got two episodes of The Rachel Cruze Show that will help you: Travel Tips That Will Save You Money and How to Go to Disney World Without Debt.
About Rachel Cruze
As a #1 New York Times best-selling author, host of The Rachel Cruze Show and The Rachel Cruze Show Podcast, Rachel helps people learn the proper ways to handle money and stay out of debt. She’s authored three best-selling books, including Love Your Life, Not Theirs and Smart Money Smart Kids, which she co-wrote with her father, Dave Ramsey. You can follow Cruze on Twitter and Instagram at @RachelCruze and online at www.rachelcruze.com, youtube.com/rachelcruze or facebook.com/rachelramseycruze.
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Secretary Perdue to speak at Innovative Housing Showcase
(Washington, D.C., May 31st, 2019) – U.S. Secretary of Agriculture Sonny Perdue will deliver the opening remarks at the Innovative Housing Showcase hosted by the Department of Housing and Urban Development Monday, June 3rd.
Secretary Perdue to deliver remarks at Innovative Housing Showcase
WHAT: Secretary Perdue will speak at the Innovative Housing Showcase hosted by the Department of Housing and Urban Development.
WHEN: Monday, June 3rd beginning at 10:00am ET.
WHERE: National Mall, Between 14th and 7th Streets, Washington DC 20024
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A MINORITY VIEW
BY WALTER E. WILLIAMS
RELEASE: WEDNESDAY, MAY 29, 2019
Slavery Is Neither Strange Nor Peculiar
The favorite leftist tool for the attack on our nation's founding is that slavery was sanctioned. They argue that the founders disregarded the promises of our Declaration of Independence "that all men are created equal, that they are endowed by their Creator with certain unalienable Rights, that among these are Life, Liberty and the pursuit of Happiness." These very ignorant people, both in and out of academia, want us to believe that slavery is unusual, as historian Kenneth Stampp suggested in his book, "Peculiar Institution: Slavery in the Ante-Bellum South." But slavery is by no means peculiar, odd, unusual or unique to the U.S.
As University of Nebraska-Lincoln political science professor David P. Forsythe wrote in his book, "The Globalist," "The fact remained that at the beginning of the nineteenth century an estimated three-quarters of all people alive were trapped in bondage against their will either in some form of slavery or serfdom." Slavery was common among ancient peoples -- Egyptians, Babylonians, Assyrians, Hittites, Greeks, Persians, Armenians and many others. Large numbers of Christians were enslaved during the Ottoman wars in Europe. White slaves were common in Europe from the Dark Ages to the Middle Ages. It was only during the 17th century that the Atlantic slave trade began with Europeans assisted by Arabs and Africans.
Slavery is one of the most horrible injustices. It posed such a moral dilemma at our 1787 Constitutional Convention that it threatened to scuttle the attempt to create a union between the 13 colonies. Let's look at some of the debate. George Washington, in a letter to Pennsylvania delegate Robert Morris, wrote, "There is not a man living who wishes more sincerely than I do, to see a plan adopted for the abolition of it." In a Constitutional Convention speech, James Madison said, "We have seen the mere distinction of color made in the most enlightened period of time, a ground of the most oppressive dominion ever exercised by man over man." In James Madison's records of the Convention he wrote, "(The Convention) thought it wrong to admit in the Constitution the idea that there could be property in men."
John Jay, in a letter to R. Lushington: "It is much to be wished that slavery may be abolished. The honour of the States, as well as justice and humanity, in my opinion, loudly call upon them to emancipate these unhappy people. To contend for our own liberty, and to deny that blessing to others, involves an inconsistency not to be excused." Patrick Henry said, "I believe a time will come when an opportunity will be offered to abolish this lamentable evil." George Mason said, "The augmentation of slaves weakens the states; and such a trade is diabolical in itself, and disgraceful to mankind."
Northern delegates to the Convention, and others who opposed slavery, wanted to count only free people of each state to determine representation in the House of Representatives and the Electoral College. Southern delegates wanted to count slaves just as any other person. That would have given slave states greater representation in the House and the Electoral College. If slaveholding states could not have counted slaves at all, the Constitution would not have been ratified and there would not be a union. The compromise was for slaves to be counted as three-fifths of a person when deciding representation in the House of Representatives and Electoral College.
My question for those who condemn the Three-Fifths Compromise is: Would blacks have been better off if northern convention delegates stuck to their guns, not compromising, and a union had never been formed? To get a union, the northern delegates begrudgingly accepted slavery. Abolitionist Frederick Douglass understood the compromise, saying that the three-fifths clause was "a downright disability laid upon the slaveholding states" that deprived them of "two-fifths of their natural basis of representation."
Here's my hypothesis about people who use slavery to trash the founders: They have contempt for our constitutional guarantees of liberty. Slavery is merely a convenient moral posturing tool they use in their attempt to reduce respect for our Constitution.
Walter E. Williams is a professor of economics at George Mason University. To find out more about Walter E. Williams and read features by other Creators Syndicate writers and cartoonists, visit the Creators Syndicate webpage at www.creators.com.
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