"Growing older isn't easy." I hear those words from my friends and family. It's hard to see them suffer physically, strain mentally and emotionally, and most of all struggle financially.
It's common for us to reflect on the past and see our mistakes. We all have regrets. And if we look back long enough, we'd say, "If I could do it all again, I would.."
I'm sharing with readers what my older friends and acquaintances would tell their 21-year-old selves about life, taking care of the body, saving for retirement, and staying emotionally balanced.