Dear Dave,

My dad and I have been having arguments over real estate and money. My wife and I are 33, and we have a rental property. We were trying to decide whether or not to sell the rental in order to pay down on our home. My dad has been very vocal about what he thinks we should do, and it’s starting to cause problems in our relationship. The two homes are our only debt, and we make $110,000 a year. We owe $132,000 on our residence and $80,000 on the rental. We could sell the rental for around $160,000. What do you think we should do?

Ricky

Dear Ricky,

Dear Dave,

I’ve always wanted to work from home. How can I separate the scams online and on television from the real jobs where I can make money?

Randy

Dear Randy,

RFS Should Be Based on Science, Not Politics
By Michael James Barton

In the final polls, Ted Cruz was slated to place second in Iowa. Considering he loudly criticized the Renewable Fuel Standard -- the Washington boondoggle that turns corn into ethanol gold for Iowa farmers -- days before the Caucus, Cruz's victory was particularly surprising.

You know a law is crazy when its biggest beneficiaries vote for someone who wants to end it.

Want an $800 boost to your budget? Try this tax tip                                                                                                                   word count: 376

Courtesy of DaveRamsey.com

Now that tax season’s here, you’re ready to reclaim your cash from Uncle Sam so you make even more progress toward your money goals!

The Seen and Unseen

The face of marriage is changing and so are the ways couples are choosing to celebrate the occasion.

For example, more couples who already have children are celebrating not just their union to each other, but their official union as a family, and the number of same sex married couples has doubled since 2012, according to the U.S. Census Bureau.

Prom Price Tag: Rising Costs of the Big Dance

(StatePoint) Prom is a time-honored tradition and a rite of passage for teens. Originally inspired by graduation celebrations and debutante balls, prom today is now an extravagant, defining moment in a teenager’s life, and bears little resemblance to the promenades of the past -- especially when it comes to cost.

Dear Dave,

Should I ever consider a 5/1 adjustable loan if I’m buying a house and plan to pay it off in five years?

Anonymous

Dear Anonymous,

No! The reason is you can never be assured that you’re going to pay it off in five years. If you go into it with that mindset, then you’re basically saying you can predict the future will be exactly how you want it to be. That’s pretty naïve. Your future will never be what you think it will be. It’s either going to be better or worse, but your future will never turn out exactly the way you plan for it to be.

Dear Dave,

Do I set aside six months’ worth of paychecks or the amount of my bills for six months when it’s time to save up my fully funded emergency fund?

Steve

Dear Steve,

Church Assists Cyclone Winston Victims in Fiji