Human Interest

The Single-Payer "Dream" Would Be a Nightmare for Americans
By Dave Mordo

The Affordable Care Act's exchanges are collapsing. In 40 percent of counties, consumers will have access to just one insurer on the exchange next year. In 47 counties, there will be no insurers on the exchange at all.

More insurers may pull out in the coming weeks. The ones that don't may hike premiums by 40 percent or more.

Racial Lies and Racism

Top 5 401(K) Questions

by Chris Hogan

Q: Why is it called a 401(k)?

If you're one of the 30 percent of older adults living alone in the U.S., then you might be one who celebrates a birthday solo style. Many of members in the Elder Orphan Facebook group find themselves all alone on special events and even their birthday. Some members have no family at all, while others do have adult children who live at a distance. For the most part, rarely do individuals expect to be alone on such occasions.

It was one year ago this month when the column discussed the issues that seniors face during the hot summer months. The hot weather can cause grave risk for older adults and each year The National Safety Council (http://www.nsc.org/) promotes their guidelines to outsmart the sun's heat. Their advice offsets the serious health risks that adults with chronic medical conditions deal with this time of year.

The health risk factors of a heat-related illness:

A Harvard Health publication proclaims that doctors have learned one of the best remedies for fighting inflammation does reside in a medicine cabinet but the refrigerator.

Dear Dave,

I’ve seen lots of companies marketing pre-paid debit cards for kids. They seem to position them as a way parents can set spending limits for their children. Do you think these are a good idea? It seems to me they are just a form of conditioning to get kids to rely on cards.

Keith

Dear Keith,

Five Ways to Find, Nurture, and Reward Your Superusers
(and Make More of Them)
If you want your brand to thrive, you need to cultivate an army of "superusers": avid and loyal members who spread the word about your company and offer valuable insight. Membership Economy expert Robbie Kellman Baxter provides a simple blueprint for nurturing your existing superusers and guiding your "on-the-cusp" members to achieve superuser status.

Simple Calm Down Strategies for Kids

This list of calm down ideas for kids covers a wide range of sensory inputs, from oral motor to proprioceptive. So whether you kid finds chewing calming or being squished calming, there is something for everyone on this list! They're perfect for home or school.