Valentine’s Day is almost here, and all across the nation men are scrambling for ideas. Will it be flowers and chocolate, or dinner and a movie?

Let’s face it, fellas. If you’ve been in a relationship for any amount of time, creative, inexpensive date ideas can be hard to come by. And with January slipping away, it may seem easy to forget about that New Year’s resolution to tighten up the budget.

But this Valentine’s Day, you don’t have to break the bank to create memories and have a good time. Here are five ideas to get your wheels turning:

February 14th is just a few weeks away, and that can only mean one thing for lovebirds across the country: Valentine’s Day!

The problem with Valentine’s Day is that people can get so caught up in the hype that they make bad decisions with their money. They spend and spend and spend until the Valentine’s Day bill begins to compete with the Christmas budget.

Universities Cave to Snowflakes

Intermountain Precision Genomics Expands Gene Panel to Deliver Personalized Medicine

Want to Drain the Swamp? Start with the Renewable Fuel Standard
By David Williams

President Donald Trump's promise to "drain the swamp" is getting an early test from one of his closest friends.

Billionaire investor and Trump confidant Carl Icahn is requesting changes to the Renewable Fuel Standard, the federal law requiring gasoline manufacturers to incorporate renewable fuels into their blends. Coincidently, Icahn would reap massive financial rewards from the "fix."

Where There Is No Doctor
By G. Richard Olds

Doctor’s appointments may soon be hard to come by. The United States will be short up to 90,000 doctors by 2025.

This shortage will hit rural and poor urban areas hardest, largely because most newly minted doctors don't practice in these locales.

Medical schools must change this state of affairs by pushing their graduates to practice in the communities that need them most.

To Feed the World, Look to Veterinarians
By Timothy Ogilvie

Across one-fourth of the globe, people aren't getting the nutrients they need to stay healthy, according to the newly released Global Hunger Index.

In many countries, the cause isn't a lack of food -- it's a lack of safe food. The risk of malnutrition caused by unsafe food is increasing, as human populations grow and continue to urbanize.

Dear Dave,

I’m 37 years old, married with two great kids, and I was just diagnosed with multiple sclerosis. I’m trying to plan for the future, and I was wondering if you have any suggestions for work at home or self-employment ideas for people with disabilities.

Chris

Dear Chris,

I’m really sorry to hear you’re facing this. You’re a smart, brave young woman to be looking ahead and making plans for the coming years.

Dear Dave,

My husband was recently laid off, and he has $229,000 in a 401(k). He has been told that he should roll it into a hybrid annuity. Is this a good idea?

Durnae

Dear Durnae,

Absolutely not! It sounds to me like he’s been talking to an insurance agent instead of an investment advisor. There’s no reason to put a 401(k) into an annuity. Annuities are there to protect money, as it grows, from taxes. Well, guess what? The 401(k) is already protecting it from taxes.