Dear Dave,

I’m about to turn in my two-week notice after 17 years with my company. It’s a small business, and everyone is like family, but the last raise I received was 50 cents and that was 10 years ago. I’ve always worked hard and done my job well, but I need to move on to a better-paying position I’ve found. Do you have any advice on how to handle this situation?

JT

Dear JT,

Don't Increase Drug Co-payments for the Most Vulnerable
By Millicent Gorham

In our nation, African Americans die about 5 years earlier than their white counterparts.

Unfortunately, this gap could soon widen. Federal officials are considering changes to a Medicare program that would make it tougher for low-income African-American patients to afford their medicines. Without those drugs, they may get sicker and incur higher healthcare costs.

Caramelized Sweet ’N Savory Renaissance Pears

Ingredients

Candied Walnuts:
- 2 tablespoons sugar
- 1/3 cup walnuts, chopped
- Dash cinnamon

Pears:
- 6 Bosc pears
- 1/2 cup sugar
- 1/4 cup water
- 6 Cache Valley® Cheddar Cheese Slices
- 3 pieces bacon, cooked and crumbled

Directions

Place 2 tablespoons sugar in a small pan on medium heat, and melt. Add walnut pieces, and coat. Quickly take out, and separate pieces to harden on silicone mat.

Gameday Macaroni & Cheese

Orchard Chili

Look Before You Leap: What You Need to Know About Student Loans

Nonprofit credit and student loan counseling agency Take Charge America offers five eyes-wide-open tips for borrowing money for college

PHOENIX – (Oct. 18, 2016) – Despite near-constant warnings about the student loan crisis, debt continues to rise. On average, 2016 graduates carried more than $37,000 in debt – up six percent from 2015 – and the upward trend shows no signs of flattening.

Freedom to Work

Italian Rosemary Cheese Straws

Prep Time: 15 min  |  Cook Time: 10 min  |  Serves: 16 cheese straws

Ingredients

- 1/2 package puff pastry
- 1 egg
- 1/4 tsp dried rosemary
- 1/2 tsp garlic salt with parsley
- 1 cup Cache Valley Colby and Monterey Jack Cheese, shredded

Directions

Preheat oven to 450°F. Unfold pastry sheet; cut into 1/2 inch strips. Combine egg, rosemary and seasoning; whisk to blend. Brush evenly over pastry strips.

Dear Dave,

I’ve just started my own small business. As the owner and only employee, how do I determine my profits?

Brittany

Dear Brittany,

Here’s a basic Accounting 101 definition for you, regardless of how many employees you have or how big your business may be. What you take in, minus expenses — in other words, your revenues minus your expenses — equal profit. Believe it or not, it really is that simple.