Dear Dave,

I’m 23, and I lost a good job a few days ago due to layoffs. My wife has been a stay-at-home mom with our 10-month-old daughter, and we have very little in the way of savings. What can we do to keep our heads above water?

Seth

Dear Seth,

I’m really sorry you’re going through this. I’ve been there, so I know this is a scary time for you. There are some short- and long-term goals to think about in a situation like this, but let’s look at the immediate future.

New Federal Smog Rule Is Based on Cloudy Judgment
By David Williams

The House of Representatives just beat back an energy regulation that could devastate the American economy.

Members voted to delay by eight years the implementation of a new ozone emissions rule from the Environmental Protection Agency (EPA). This rule is ludicrously strict. And it would smother business growth and compromise funding for crucial infrastructure projects. The Senate should support the House's bill and pass this delay along to the President.

With the help of an advisory board of food system experts, Food Tank and the James Beard Foundation created this definitive guide to feature nonprofit organizations that are creating a better food system. The organizations in this year’s Guide are effecting change in kitchens, schools, churches, labs, businesses, community centers, governments, urban farms, fields, food banks, and more. 

New Report Finds Most Employees Are Scared or Confused About Their Money

A Constitutional Right to Literacy

For millions of football fans, the grill is as important as the gridiron when enjoying a weekend of games. There’s nothing like team spirit, the anticipation of kickoff and the smell of a delicious pregame tailgate wafting through the stadium parking lot.

National barbecue expert Rocky Stubblefield of Stubb’s Legendary Bar-B-Q offers tips and recipes for game day grilling that will have the whole crowd cheering.

You walked or ran your legs off, biked until you dropped, lifted your body weight at the gym and swam the distance of the English Channel. Now it is time to refuel.

It may seem counter-intuitive to eat and drink after working hard to tone your body and burn calories, but a workout takes its toll on your muscles and other body systems. The key is to make smart selections that provide the necessary recovery without packing on excess calories that cancel out your effort.

Dear Dave,

In your opinion, what is the limit you can responsibly spend for a wedding if the people involved have debt?

Paul

Dear Paul,

Dear Dave,

My mom is 95 years old, and she’s in amazing health. Financially speaking, she has about $150,000 in Certificates of Deposit, money market accounts, and savings bonds. Is there a better place she can invest her money?

Anonymous

Dear Anonymous,