5 money saving tricks                                                                                                    Word count: 687

for a happier Halloween     

Courtesy of DaveRamsey.com

We love Halloween. What other night can you dress like a hot dog, and eat all your favorite childhood sweets without having someone judge you? The problem is we may love it a little too much.

Insurers' Short Term Thinking Harms Patients
By Peter Pitts

When 41-year-old New Jersey resident Amy Speicher was diagnosed with advanced skin cancer, she feared the disease -- and the hair loss, vomiting, and crippling fatigue that usually come with cancer treatment.

None of that came to pass. Speicher sailed through her treatment, balancing parenting and a full-time job.  How? Her insurance paid for a groundbreaking immunotherapy, which has far fewer side effects than run-of-the-mill chemo.

On October 1st, twenty-seven of Utah’s finest young women, ages ranging from 13-17, vied for the title of Miss Utah’s Outstanding Teen 2017. After two days of fierce competition, former Sanpete County’s Outstanding Teen, Addelyn Brotherson was crowned to wear the 2017 title.  

General Conference for the Church of Jesus Christ of Latter Day Saints is now over. However, the spiritual messages heard and felt will linger into the next 6 months until Conference comes again.  For many members, applying what they learned in Conference will build upon their testimonies and strengthen their everyday lives—drawing them closer to their Savior, Jesus Christ.  

Discrimination and Segregation

October is 

Dear Dave,

My wife and I are on Baby Step 2 of your plan, and I’m in graduate school while working full-time. We’re trying to cash flow my education from this point forward after previously taking out student loans. Our household income is $90,000 a year, and we have a car payment. Are we taking the correct approach to handle all this responsibly?

Dan

Dear Dan,

Center will train healthcare leaders seeking to transform the way care is provided in the U.S. and around the world

Former hospital CEO tells what’s wrong with American healthcare

Healthcare expert, author, speaker Dr. Josh Luke reveals forces shifting lives, spurs leaders to tackle change

Puffy Ghosts

DIY these hanging ghosts from Thriving Home with cotton balls on white construction paper. Glue on black paper eyes and mouths in expressions of your choosing.

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